Teachable for UK Course Creators: The Complete 2026 Guide

Teachable for UK Course Creators

Teachable for UK course creators is a strong fit. It charges UK and EU VAT automatically through its built-in payment system (teachable:pay), supports GBP payments at checkout, and pays out to UK bank accounts.

Quick answer: When you use Teachable's native gateway, it calculates, collects and remits UK/EU VAT for you. With your own Stripe or PayPal, it still charges the VAT but you remit it — this depends on your gateway, not your plan. Your own VAT registration stays separate and kicks in at the £90,000 threshold.

How Teachable’s Plans and Pricing Work in 2026

Teachable restructured its plans in mid-2025. The old Free / Basic / Pro / Pro+ names no longer exist. The current self-serve plans are Starter, Builder, and Growth, plus a custom Educators/Enterprise tier for high-volume businesses. All prices are quoted in USD.

PlanMonthly (billed annually)Billed monthlyTransaction fee*Products
Starter$29/mo$39/mo7.5%5
Builder$69/mo$89/mo0%10
Growth$139/mo$189/mo0%50
Educators / EnterpriseCustom (contact sales)0%Flexible

*The transaction fee is Teachable’s own cut, charged only on the Starter plan when using teachable:pay or the Monthly Payment Gateway. Builder and Growth have 0% Teachable transaction fees. Standard payment-processing fees (below) still apply on every plan.

Approximate GBP cost (at ~£0.79/$1 — rates move, so treat these as a guide, not a quote):

  • Starter ≈ £23/mo (annual) · Builder ≈ £55/mo · Growth ≈ £110/mo

Because billing is in USD, your real monthly cost in GBP will drift up and down with the GBP/USD rate. Paying with a low-fee multi-currency card (Wise, Revolut, Monzo, Starling) typically saves you 1–3% versus a high-street bank card that adds a foreign-exchange markup. Annual billing also saves roughly 22% versus paying monthly.

Payment Processing for UK Creators

Payment-processing fees (teachable:pay)

When you use Teachable’s native payment system, teachable:pay, these processing fees apply on top of your plan:

Transaction typeFee
U.S. card sales2.9% + $0.30
International card sales3.9% + $0.30
U.S. PayPal sales3.49% + $0.49
International PayPal sales4.99% + $0.49
Chargeback$15

Note: Teachable lists processing fees as “U.S.” vs. “international,” as it’s a US company. UK creators should confirm with Teachable Support which rate applies to their UK and UK-card transactions before relying on a specific figure.

If you’d rather use your own Stripe or PayPal account (a “custom gateway”), you pay their rates instead — Stripe UK is currently around 1.5% + 20p for standard UK cards and roughly 1.9% + 20p for premium/commercial cards, with higher rates for non-UK cards. The trade-off is important and explained in the VAT section below.

Can UK Students Pay in GBP?

Yes. Teachable supports global payments, so UK students can be charged in GBP and pay with Visa, Mastercard, Amex, Apple Pay, Google Pay, or PayPal. Note that your list price is set in USD, so the GBP amount your student sees is converted at checkout.

Payouts to UK bank accounts

Payout timing depends on the gateway:

  • teachable:pay pays out on a daily schedule.
  • The Monthly Payment Gateway pays out monthly.
  • A custom Stripe gateway follows Stripe’s own schedule (typically a rolling 2–7 business days, with the very first payout often taking up to 7–14 days while your account is verified).

VAT on Teachable for UK Course Creators

This is where a lot of online guidance is simply wrong, so read this section carefully. There are two separate VAT questions, and conflating them is the classic mistake.

Question 1 — Does Teachable charge VAT on my sales? (Yes, on EU/UK consumer sales)

If you sell to consumers in the UK or EU, Teachable automatically calculates and adds VAT at the buyer’s local rate (20% for the UK) and shows it as a separate line item at checkout — regardless of which payment gateway you use. VAT is based on the buyer’s location, not yours.

What differs is who remits that VAT to the tax authority:

  • Using teachable:pay or the Monthly Payment Gateway (native): Teachable collects and remits the UK/EU VAT for you. Teachable is registered for both UK VAT and EU VAT and files it on those transactions. This is genuine compliance automation and the single biggest reason UK creators choose the native gateway.
  • Using a custom gateway (your own Stripe/PayPal): Teachable still calculates and charges the VAT, but you are solely responsible for remitting it. You’d export your transaction CSV (using the non_us_tax_fees and delivery_address_country columns) and account for it yourself.

EU/UK-based creators who genuinely qualify for a VAT exemption can disable VAT collection under Settings → Taxes, but only do this on professional advice.

Question 2 — Do I need to register for and charge UK VAT? (Depends on your turnover)

This is about your own business, entirely separate from what Teachable does at checkout.

  • UK VAT registration threshold: £90,000 of taxable turnover on a rolling 12-month basis (since April 2024). You must register within 30 days of exceeding it.
  • Below the threshold: registration is optional. You may still register voluntarily to reclaim input VAT on business costs — worth modelling if you have significant UK supplier expenses.
  • Once registered: you charge 20% UK VAT on UK consumer sales, issue VAT-compliant invoices, and file (usually quarterly) returns.

The nuance: if Teachable is acting as the party that collects and remits VAT on your behalf via the native gateway, the VAT treatment of those specific transactions is handled in that flow — but your registration status, your own reporting, and any sales outside that flow are still your responsibility.

This is exactly the kind of overlap where a UK accountant who understands digital-services VAT pays for themselves.

VAT on your Teachable subscription

Your Teachable subscription is a B2B purchase of digital services from a US company. If you’re UK VAT-registered, you’ll typically account for it under the reverse charge mechanism on your return. Either way, the subscription is a deductible business expense.

Making Tax Digital (MTD)

VAT-registered UK businesses must keep digital records and file through MTD-compatible software (Xero, FreeAgent, QuickBooks). Teachable doesn’t integrate directly with UK accounting software, so the standard workflow is to export your Teachable sales CSV and reconcile it in your accounting tool.

Pricing Your Courses for the UK Market

Setting a clean GBP price

Because list prices are in USD, you have three realistic options:

  1. Set the USD price so the GBP works out neatly. Want ~£49? Price around $62 and adjust as rates move.
  2. Use UK-specific coupon codes to fine-tune the GBP your UK students pay. More upkeep, more control.
  3. Just price in USD. Many UK buyers are comfortable with USD pricing for digital products; their bank handles conversion.

Typical UK course price bands

These are common market ranges (illustrative, not guarantees — they vary hugely by niche and audience):

Course typeTypical UK rangeRough USD equivalent
Mini / intro course£19–49$24–62
Standard course£49–149$62–189
Premium course£149–499$189–632
High-ticket / cohort£500–2,000+$632–2,530+

For anything above ~£100, offering a payment plan (e.g. 3 instalments) generally improves conversion, particularly with UK consumers who are increasingly used to instalment checkout.

UK-Specific Considerations

UK GDPR

As a UK creator you’re a data controller under UK GDPR. Teachable provides the technical security and tools (consent options, data export), but you remain responsible for having a proper privacy policy, telling students how their data is used, handling subject-access requests, and keeping records of processing. Have a professional review your obligations if you’re unsure.

Certificates and CPD

Course-completion certificates are available across Teachable’s current plans. They’re useful for creators offering CPD (Continuing Professional Development) content — but note they are certificates of completion, not formal accreditation. If you want accredited CPD, you’d pursue that through a recognised CPD body separately.

DAC-7 (only if you have an EU establishment)

If you’re resident in or have a permanent establishment in an EU member state, Teachable reports your earnings under DAC-7. A purely UK-based creator with no EU establishment isn’t in scope of DAC-7, though UK reporting rules still apply.

Teachable vs. UK-Relevant Alternatives

FeatureTeachableThinkificLearnWorldsWordPress + LMS
GBP checkout for studentsYesYesYesYes (via WooCommerce)
Auto VAT collectionYes (EU/UK, all gateways)VariesVariesPlugin-dependent
Auto VAT remittanceYes, on native gatewayGenerally manualGenerally manualYou/plugin
Entry price (USD)~$29/mo (annual)~$36/mo~$24/moHosting + plugin costs
Course builderExcellentStrongStrongVaries by plugin
Built-in payment systemteachable:payYesYesSelf-assembled

The standout for UK creators is the VAT remittance on the native gateway — most competitors will calculate VAT but leave you to file it. Always check each platform’s current docs, as these policies change.

Practical Tips for UK Creators on Teachable

  • Use the native gateway if you want hands-off VAT. teachable:pay remitting UK/EU VAT for you removes the single biggest compliance headache. The higher processing fee is often worth it versus the time and risk of self-filing.
  • Pay your USD subscription with a low-FX card. Wise, Revolut, Monzo, or Starling typically beat high-street bank exchange rates.
  • Time annual billing when GBP is relatively strong against USD to lock in a better effective price for the year.
  • Set up clean record-keeping from day one, separating UK / EU / rest-of-world sales, so crossing the £90k threshold doesn’t become a scramble.
  • Get a UK accountant familiar with digital-services VAT. Post-Brexit digital VAT is genuinely fiddly, and the interaction between Teachable’s remittance and your own registration is the easiest thing to get wrong.

Frequently asked questions

Can UK students pay in GBP?

Yes. Teachable supports global payments, so UK students can be charged and pay in GBP. Your list price is set in USD and converted at checkout.

Does Teachable handle UK VAT for me?

On EU/UK consumer sales, Teachable always calculates and charges the VAT. It also remits it for you when you use the native gateway (teachable:pay or the Monthly Payment Gateway). On a custom gateway, you remit it yourself. This is determined by your gateway, not your plan.

Do I have to charge VAT on my courses?

Whether you must register and charge UK VAT depends on your turnover. Below £90,000 (rolling 12 months) it’s optional; above it, registration is mandatory and you charge 20% on UK consumer sales.

Which Teachable plan should a UK creator choose?

Starter ($29/mo annual) is the entry point but carries a 7.5% Teachable transaction fee. Builder ($69/mo) removes that fee and suits most growing creators. Growth ($139/mo) adds branding removal, more products, and advanced tools. The native gateway handles VAT remittance on all of them.

Can I issue UK VAT invoices through Teachable?

Teachable issues receipts/invoices to students with VAT shown as a line item where required, but it doesn’t replace your own UK accounting. For your business’s VAT-compliant invoicing and MTD filing, use software like Xero, FreeAgent, or QuickBooks.

Is my course income taxable in the UK?

Yes. It’s trading income, reported via Self Assessment (sole trader) or through your limited company accounts.

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